If you’ve visited our blog lately, you’ve seen a number of beautiful homes hit the Lake Nacimiento Real Estate market!  Some have even undergone price reductions making these homes more affordable than ever!  If you’ve been considering buying a home in Oak Shores or Heritage Ranch, now is an excellent time to begin your home search!

As a Lake Nacimiento Real Estate agent, I know the entire process can seem overwhelming for buyers.  But it doesn’t have to be!  Below are ten things you can do to help the process run smoothly and help you hone in on your specific needs.

1.    Start Your Search Online– Instead of spending your time perusing Lake Nacimiento for open houses or for sale signs, get online to streamline your search.  There are many great homes available in Oak Shores and Heritage Ranch which you can view online.

2.    Get Pre-Approved– Finding the home of your dreams and then shopping for a loan is a risky move, as most home sellers won’t even look at an offer that’s not accompanied by a pre-approval letter.  Getting pre-approved ensures you know your exact budget and can save you from a bidding war if many are vying for the same home.

3.    Look for Motivated Sellers– Again, this shouldn’t be hard to find motivated sellers in the fall since they’re more than likely wanting to sell before the holidays.  Don’t settle for sellers who aren’t willing to budge on a home at the top of your price range; there are too many other great Lake Nacimiento homes out there that will have motivated sellers.

4.    Prioritize Your Housing Needs– Finding a home fast means being flexible.  The longer the list of requirements, the harder it will be to find a home.  Keep your list short and to the point.  Focus on the key elements you’re looking for and let the extras fall as they may.

5.    Find a Great Agent– This may seem easy, but finding an agent that truly knows the Lake Nacimiento Real Estate market and can show your properties that are right in your price range and meet your style and needs can be challenging.  Of course, I’d love to help you in your home search and know that my experience and proven success will make the home buying process an easy one, but my point is to do your homework and really research local agents.

6.    Steer Clear of Short Sales– While short sales seem to be flooding the market across the country; if you’re looking for a quick buy, short sales are not the way to go.  There is a long process involved with these homes and complications are almost always in the cards.  If, however, you happen to fall in love with a short sale home and you’re willing to be patient with the process; I would love to talk with you!  I’m a Certified Distressed Property Expert and can help you navigate through the short sale.

7.    Try a Real Estate Auction– While not common, auctions make the purchasing process quick and streamlined — in many cases, you tour the property beforehand, make your bid, and close in 30 days if you’re the highest bidder.  It’s important to note that auctions typically require all cash offers.

8.    Negotiate Repairs– If an inspection reveals that the home you want to buy requires repairs, taking the responsibility off the seller can help you close the deal quicker. After obtaining estimates, ask the seller for a credit rather than asking them to complete the repairs themselves.

9.    Have Cash Ready for Closing– You don’t want to be scrambling for funds at the last minute, so be prepared for this important date. A day or two before closing on your Lake Nacimiento home, you’ll get the final settlement statement, detailing the terms of your loan and all the closing costs. Be sure to get a certified or cashier’s check made out for the total amount you owe at closing, including the down payment since you can’t use a personal check.

10.    Have a Plan B– Because not every transaction goes smoothly, be sure you have a property or two as a backup; you don’t want to have to start from scratch!

If you’re ready to begin your Lake Nacimiento home search, or you would like to learn more about the Lake Nacimiento Real Estate market; please contact me today!

Grace Borzini
Your Local Lake Nacimiento Real Estate Expert
Oak Shores Realty

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Oak Shores Realty specializes in Oak Shores at Lake Nacimiento properties. Please contact us today to get more information on Lake Nacimiento lake homes. Oak Shores Realty can also provide you an insiders “Lake Nacimiento Buying Guide” with great information including maps and market information.

Please let us know how we can help!